Federal Direct Parent (PLUS) Loan Program

The University of Rhode Island participates in the William D. Ford Federal Direct Parent (PLUS) Loan Program. The University receives funds directly from the US Department of Education and disburses them to eligible students and their families. You are not required to submit a separate bank loan application to receive your loan funds.

Credit Checks: Direct PLUS Loan borrowers will be able to authorize and initiate a credit check via the Direct PLUS Loan Request process on the StudentLoans.gov Web site. It is a required step of the Direct PLUS Loan Request process. The borrower will receive the results of a borrower-initiated credit check immediately. The credit check decision will be good for 90 days.

If approved, the borrower is advised to complete a Direct PLUS Loan MPN (unless one is already on file).

If not approved, the borrower is asked how he or she wants to proceed, such as not pursuing a Direct PLUS Loan, obtaining an endorser, or appealing the credit decision. Regardless of the borrower's choice, a paper Endorser package will always be sent to the borrower. In addition, the borrower can still complete a Direct PLUS Loan MPN.

Parents borrowing through the Federal Direct Parent Loan Program (PLUS) for the first time at URI must complete the following steps:

Step 1: Log on to the Direct Loan web site and complete a credit check and Master Promissory Note (MPN) in the parent’s name at: https://www.studentloans.gov

Step 2: Complete the URI supplemental Loan for Parents.

PLEASE NOTE: Returning Students/Parents with an MPN on file, need only complete Step 2 each academic year. A yearly credit check will be performed during loan processing for subsequent applications.

Attention: If you cannot log into the URI Supplemental Parent Loan site, please close your web browser (Internet Explorer, Firefox, etc) by clicking in the top right corner of your screen.

Example:

Then reopen your web browser. Internet Explorer works best. Navigate to www.uri.edu/es and follow the links to Parent Plus Loan Application.

We're sorry for the inconvenience!

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Attention: Summer 2013 billing invoices will be mailed the week of May 20 and payment will be due by June 13. Students are encouraged to view their billing statements online via e-Campus and use our online payment portal at www.uri.edu/es to pay their balance.

Attention: Please be sure your completed FAFSA includes the University of Rhode Island Federal School Code 003414.