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Federal Direct Parent (PLUS) Loan Program

The University of Rhode Island participates in the William D. Ford Federal Direct Parent (PLUS) Loan Program. The University receives funds directly from the US Department of Education and disburses them to eligible students and their families. You are not required to submit a separate bank loan application to receive your loan funds.

Parents borrowing through the Federal Direct Parent Loan Program (PLUS) for the first time at URI must complete the following steps:

Step 1: Accept the Parent Loan offered on the student’s award letter through the student’s e-Campus account www.uri.edu/ecampus/ or return the financial aid award letter indicating acceptance of the loan.

Step 2: Log on to the Direct Loan web site and complete a Master Promissory Note (MPN) in the parent’s name at: https://dlenote.ed.gov/empn/index.jsp

Step 3: Complete the supplemental Parent Loan application.