Highest Degree:
Ph.D. from Oregon State University in 1991

Teaching interests:
family financial issues, family resource management, personal finance, consumer protection, research method. Click here to find courses I am currently teaching.

Research interests:
Family economic behavior and policies, evaluation on financial education programs, Asian consumers and families, impact of information technology on family life, effects of children on mother's labor force participation.

Outreach Services:
Member of Program Advisory Committee at the Center for Personal Financial Education.

Special Administrative or Professional Roles:
Editor of Journal of Family and Economic Issues, Associate Editor of Journal of Consumer Affairs, Editorial Board member of Financial Counseling and Planning.

Selected Publications (1995 to present):

Xiao, J. J., & Anderson, J. G. (1997). Hierarchical financial needs reflected by household financial asset shares. Journal of Family and Economic Issues, 18(4), 333-356.

Xiao, J. J. (1997). Saving motives and 401(k) contributions. Financial Counseling and Planning, 8(2), 65-74.

Fan, X. J., & Xiao, J. J. (1998). Decision-making styles of young-adult Chinese consumers. Journal of Consumer Affairs, 32(2), 275-294.

Miller, C., & Xiao, J. J. (1999). Effects of birth timing and spacing on mother's labor force participation. Atlantic Economic Journal, 27(4), 410-421.

Xiao, J. J., Malroutu, Y. L. & Yuh, Y. (1999). Sources of income inequality among the elderly. Financial Counseling and Planning, 10(2), 49-59.

Garman, T. E., Xiao, J. J., & Brunson, B. (eds). (2000). Mathematics of personal financial planning. Cincinnati, OH: Thomson Learning.