Dr. Jing Jian Xiao is Professor of Consumer Economics and Finance at the University of Rhode Island in the U.S.. He is the Editor-in-Chief of Journal of Family and Economic Issues and the Editor-in-Chief of a book series entitled International Series of Consumer Science, which are published by Springer, one of the largest academic publishers in the world. He has been conducting research on consumer financial behavior in the past 20 years using data from Surveys of Consumer Finances and other data sets. He has published his research in books such as Modern Family Economics, Mathematics of Personal Finance, and Handbook of Consumer Finance Research, and papers in Journal of Business Research, Journal of Consumer Affairs, Journal of Family and Economic Issues, Social Indicators Research, etc. His research papers received several national awards including the best financial planning paper award given by ACCI and Certified Financial Planner (CFP) Standard Board for twice. He presented his research for policy makers in the Capital Hill and U.S. Department of Treasury in Washington D. C.. His research received support from U.S. Departments of Agriculture, Labor, and Transportation, CFP Standard Board, National Endowment on Financial Education, etc. He is on the board of National Consumer League and served as the President of American Council on Consumer Interests (ACCI), the President of Asian Consumer and Family Economics Association (ACFEA), among others. He is the visiting professor at several universities in China and Japan. He received his B. S. and M. S. in economics from the Zhongnan University of Economics and Law in China, and Ph.D. in consumer economics from the Oregon State University in the U.S.. In 2005-07, he was the inaugural Take Charge America Endowed Chair Professor and Director of the Take Charge America Institute for Consumer Financial Education and Research at the University of Arizona. For more details, see his CV.