COBRA CONTINUATION COVERAGE
To advise employees and their families of the opportunity to pay for a temporary extension of health coverage at the State’s group rate.
II. APPLICABLE TO:
1. The Director, Personnel Services to administer the program including notifying the COBRA Office in State Benefits.
2. The employees and their families (1) to notify the University of the appropriate “qualifying event” when required, (2) to notify the COBRA Office to initiate continuation coverage, and (3) to submit timely monthly payments.
A federal law – Consolidated
Omnibus Budget Reconciliation Act (COBRA) – requires the State of
Each of the new hires receives a copy of the Group Health Continuation Under COBRA memo. Notification to the employee is considered notification to the dependents. An effort will be made to notify ex-spouses covered under the employees health plan. It advises them of their rights and obligations.
When a qualifying event occurs
(see list below for “qualifying events”), a letter and COBRA notice is sent to
the qualified beneficiary informing him/her of the option to purchase health
care coverage at the current active rate for State employees along with a 2%
administration fee. The employee/family
member has 60 days in which to decide if they want to purchase coverage. If COBRA is selected, the forms are returned
to the COBRA Office at the Office of Administration, One Capitol Hill,
A. “qualifying event” can be:
1. Termination of employment
2. Reduction in hours of employment
3. Spouse or dependent of a covered employee due to:
a. a covered employee’s death
a termination of your spouse’s employment (for reasons
other than gross misconduct) or reduction in your spouse’s hours of employment
with the State of
c. a spouse’s divorce or legal separation from a covered employee benefit
d. a covered employee’s entitlement to Medicare
e. a dependent child’s loss of dependent status