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University of Rhode Island — Psychology
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Money Matters
Will I be able to afford graduate school?

Financial support for graduate students is available from a variety of sources. In fact, graduate school often has even more opportunities for funding than undergraduate study! The greatest opportunities are available for students in doctorate programs. For instance, assistantships in teaching and research - forms of employment for services in a department - are available in many psychology graduate programs. An assistantship typically includes a stipend and tuition remission, which means that you will not have to pay tuition and will be paid to work in the department.

Teaching assistantships give students the chance to help teach a course and gain more in depth knowledge in a particular topic at the same time. Research assistantships usually involve working on research projects being conducted by program faculty and ordinarily are funded by grants or contracts. Students interested in research assistantships should keep in touch with the faculty whose area of research is of interest, to see if they have any funding opportunities. See APA for more information.

On most campuses, including URI, additional assistantships are available through various campus offices, such as residential life, student affairs, the counseling center, and so on. Also, individual departments, including the Department of Psychology at URI, often award tuition stipends, as resources permit. University graduate schools often award fellowships and scholarships annually. These are ordinarily grants or subsidies that do not require additional service. Be sure to visit URI's Financial Support page to see the fellowships and scholarships available at URI. When discussing financial support of any kind, be sure to note whether the assistance is tuition remission (not requiring the student to pay tuition), a stipend (actual cash in hand), or both.

Beyond these options, financial awards from professional psychology organizations abound. These awards support everything from students' travel to psychology conferences to complete financial support. For example, The American Psychological Association (APA), Association for Psychological Science (APS), and National Association of School Psychologists (NASP) all have Websites devoted to student scholarships, grants, and awards. Funding is often also available through paid training experiences or subsidies from oneีs workplace. So, when exploring your options for graduate study, make sure to ask about opportunities for financial assistance!